November 20, 2025
New life insurance with long-term care benefit is available
Human Resources is sharing information from MyBenefitsPlus on a new voluntary benefit — life insurance with long-term care — to SIU Carbondale employees who are State of Illinois members.
The program, provided by Trustmark, combines permanent life insurance with long-term care benefits in one plan. State of Illinois retirees, along with people enrolled in the Teachers’ Retirement Insurance Program and College Insurance Programs, are excluded.
This new coverage:
- Provides cash benefits if long-term care is ever needed — at any age.
- Includes a death benefit for beneficiaries.
- Offers guaranteed issue coverage with no medical questions asked (up to benefit limits).
- Comes with access to Cariloop, a caregiver support platform that helps members navigate elder care, Medicare and Medicaid, and other challenges with professional coaching and resources.
Current employees can enroll for this coverage with no medical questions or exams, but open enrollment is available only through Dec. 5. The program will also be available during the next Benefits Choice period next year.
Visit the HR announcements page for more information on the program and how to enroll.